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Credit and Budget Counselling
Freedom from debt should be among everyone’s most important goals. Our experts can help you balance your budget by reducing living costs and managing money wisely. We can help you find ways to pay off your debt without going through bankruptcy or making a proposal to your creditors (see below). Sometimes a discussion with your lender or bank manager is all that’s needed.
Settlement with your creditors
If you cannot pay off your credit cards or loans, you can sometimes offer creditors a settlement in which they give you more time to pay—or agree to a lower monthly payment.
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